If you are like most professionals, you have precious little free time to manage the myriad of assets and investments that comprise your estate. Perhaps your affairs are currently being managed by an international bank, but they are not providing the level of service you feel you deserve. You are not alone in feeling dissatisfied.
The problem with private banking
In the past private banking was all about giving high net worth individuals a very personal service. Today however, things aren’t quite the same. At the retail level you might not even get to talk to the same person every time you ring. Or as a so-called ‘Private Client’, you will get someone nice to talk to but odds are he won’t have that much time to discuss your investment objectives as he has several other hundred people to service with his direct line number too. You’ll also find that private banking doesn’t come cheap. It’s not uncommon for a bank to charge up to 3% per annum based on portfolio value, and they’ll probably end up putting you into their own funds so they can scoop up the generous management fees too.
The Questor Difference
Unlike the banks all Questor clients have a dedicated business coordinator who takes care of the day-to-day administration, together with a qualified* wealth manager who conducts face-to-face quarterly review meetings. We offer clients unrivalled access to virtually all freely tradable securities in the offshore market. Each portfolio is constructed using cutting-edge technical analysis to ensure that it is consistent with your expressed risk-reward profile.
Your Questor Wealth Manager can demonstrate how an offshore solution can not only enhance your returns, but may also protect your assets against the future effects of hostile taxation (e.g. inheritance tax, capital gains tax or probate).
Our services include:
- Quantitative Portfolio Modeling
- Portfolio Optimisation
- Discretionary Portfolio Management
- Offshore Trust Formation
- International Estate Planning
This service is ideally suited to individuals with capital in excess of US$100,000 to invest. An introductory meeting with Questor would give us the opportunity to review your current portfolio using software encompassing Modern Portfolio theory** developed by Professor Harry Markowitz in the early 1970s. Using this discipline we are just as interested in the behavior of the various funds/stocks in the portfolio with each other, as we are with the performance of the funds themselves. This is important as a negative correlation reduces the total risk of the portfolio as a whole.
A good example would be the market crash in 2008. Many individuals were 100% exposed to the market drawdown because of the highly correlated nature of their portfolio. Should these same portfolios have had Futures Traded Funds in their asset allocation they would have significantly improved the overall performance of their investment.
Why not let Questor take a fresh look at your portfolio?
If you currently have a portfolio with an existing bank or brokerage, and would like to understand how quantitative portfolio modeling could help both reduce risk and increase returns in your portfolio, please fill up the form below for a free investment review.
*All financial consultants working for Questor are qualified by examination(s) under the Securities & Investment Institute of London, International Certificate in Wealth Management (ICWM).
** Please follow this link for a more comprehensive overview of MPT: Modern Portfolio Theory