Life Assurance

Living overseas carries an insurance risk that is equal to if not greater than living back home, and individuals often fail to take out adequate protection.

Questor has agreements with numerous insurers based out of the UK and Singapore covering the following:

  • Term Assurance
    This is possibly the easiest way to insure the breadwinner of the family against loss of life. It has the lowest monthly payment and does not carry any form of investment element. Should anything happen to the insured, a lump sum will be paid out to the beneficiary(s).
  • Whole of Life Assurance
    This offers the same protection as term assurance but also has an investment element, meaning once you reach a certain age it will pay a stipulated amount of money. Because of this, the monthly premiums are higher than that of term assurance.
  • Critical Illness
    This is generally added as an addition (rider) to either Term Assurance or Whole of Life Assurance.
  • Total and Permanent Disability (TPD)
    This is generally added as an addition (rider) to either Term Assurance or Whole of Life Assurance.
  • Health care
    We have terms of business with all of the key international health care providers. You can choose cover that includes international travel for countries such as the US, or simply in the country where you are based.

In certain regions we also have arrangements with local insurers that can help with general & domestic insurance services for vehicle, house and contents.